CTC CALCULATOR
See A Monthly Payslip Breakup From One Annual CTC Number.
Enter an annual CTC to see an illustrative Basic, HRA, PF and take-home breakup — the same structuring conventions BizzField payroll applies automatically.
CALCULATOR
Estimate Your Monthly Breakup
Enter your total yearly Cost to Company
Affects the standard HRA percentage used below
Illustrative estimate using common CTC-structuring conventions (40% Basic, statutory PF ceiling). Excludes income tax. Not tax or legal advice — actual breakup depends on your employer's policy.
EARNINGS
DEDUCTIONS
Employer also pays (part of CTC, not deducted from you)
REFERENCE
What Each Component Means
What each component in the calculator means, and how it's derived.
Basic
Assumed at 40% of monthly CTC — the common structuring convention.
HRA
50% of Basic in metro cities, 40% of Basic in non-metro cities.
Employee PF
12% of Basic, capped at the ₹15,000/month statutory wage ceiling.
Employer PF Burden
12% PF + 0.5% admin charge + 0.5% EDLI, capped at the same wage ceiling.
Special Allowance
The balancing figure — CTC minus Basic, HRA and the employer's PF burden.
Professional Tax
A flat ₹200/month illustrative figure — actual PT is state-specific.
STRUCTURING SNAPSHOT
How Teams Structure CTC, At A Glance
A sample view of CTC bands and component splits across BizzField accounts — illustrative data.
CTC Band Distribution
Popular Component Splits
FAQ
CTC Calculator — Questions We Get Asked
No — it's an illustrative estimate using common CTC-structuring conventions (40% Basic, statutory PF ceiling) and excludes income tax. Your actual breakup depends on your employer's specific salary structure policy.
HRA is commonly structured at 50% of Basic in metro cities and 40% of Basic in non-metro cities — the calculator applies whichever you select.
The employer pays 12% PF plus a 0.5% administrative charge plus 0.5% EDLI, capped at the ₹15,000/month statutory wage ceiling — this is part of your CTC but not deducted from your take-home.
Yes — this calculator mirrors the structuring logic the Payroll module applies automatically on every pay run, with your organization's actual salary structure and current statutory rates.
Turn This Estimate Into An Automated Pay Run
See how BizzField payroll turns this same structuring logic into an automated, auditable pay run.